Car Loans

Get an approval before buying a car. No need to get finance from the car yard.  Use your approved loan to purchase your car from any car dealer or seller.  We make getting a car loan simple and easy.  Just complete our short online application form.

Don't just dream it. Drive it!

  • Use your approval on any car dealer, trademe seller or the guy next door to buy a car anywhere in NZ

  • We help those with:

    • Full / Restricted / Learner License

    • Good or Bad Credit *

    • Work Visa 

  • Same day approval*

  • Zero deposit

  • Interest rates starts from 8.95%

  • Maximum term of 5 years

  • We'll assist you every step of the way

It's what we do!

We Make It Simple

Step 1: Apply Onine

Complete our online application form and we'll get in touch with you to discuss

Step 2: Approval

Sign loan agreement when approved

Step 3: Get Your Car

We directly pay the seller and you drive away in your new car


1 The repayment amounts shown by the calculator are estimates and only serve as a guide.  It is based on an industry average of 14.95% interest rate for car loans and does not include insurance premiums and other lender fees.  

* Normal lending criteria, terms and fees apply.  Please refer to our Disclosure Statement before making a decision.

For those still on Learner License and overseas license, refer to our FAQ page for more information.