Disclosure Statement
It is important that you read this document.
This general information will help you make a more informed decision when deciding to use finance.
Car and Personal Loans Ltd t/a CAPLOANS is a fully licensed Financial Advise Provider with registration number FSP585308. The company has a Full Class 1 Financial Advise Provider License issued by the Financial Markets Authority (FMA) 10 October 2022.
Services we provide
​
We provide the following services:
​
-
Give class advise and access to credit contracts from various finance providers.
-
Give class advise and offer to sell credit related insurance products from various insurance providers.
-
Give class advise and offer to sell motor vehicle insurance and warranty products from various insurance providers.
-
Car and Personal Loans Ltd is only limited to giving advise on Category 2 products and is regulated by the Financial Markets Authority.
Finance Fees
​
As a finance advisor our remuneration is derived from finance providers for introducing clients to their products and services. Our advisor fee may be included in the total amount financed, along with other fees charged by the loan provider.
​
Dispute Resolution
​
If you have any concern about our service, please immediately bring it to our attention and it will be handled through our internal complaints process. Failing which, you may contact our external disputes resolution scheme:
Financial Services Complaints Limited.
Phone: 0800 347257
Website: www.fscl.org.nz
Business Address: Level 4, 101 Lambton Quay, Wellington 6011
Service provider registration name: Car and Personal Loans Ltd.
Registration number: FSP585308
Full Class 1 Financial Advise Provider License: Issued 10th October 2022
Postal Address:​ Our postal address is at 33 St Lukes Road, Mt. Albert, Auckland 1025, New Zealand.
​